Last updated: December 1, 2025
Welcome to Risk Raze. By accessing or using our website, services, or any related platforms, you agree to be bound by the following Terms of Service. Please read these terms carefully.
1. Introduction
Risk Raze (“we,” “us,” or “our”) provides marketing, appointment setting, virtual assistant services, and website development for insurance agencies and other businesses. These Terms of Service govern your use of our website and services.
By using our services, you confirm that you are at least 18 years old and legally able to enter into this agreement.
2. Services Provided
Risk Raze offers:
- Appointment setting and recruiting for licensed insurance agents
- Marketing services
- Virtual assistant services
- Website development and related support
We reserve the right to update, modify, or discontinue any service at any time.
3. Payment & Billing
By purchasing any service from us, you agree to:
- Provide accurate billing information
- Authorize us or our payment processor (Stripe) to charge your payment method
- Pay all fees associated with your selected services
All payments are final unless otherwise stated in a written agreement. Refund requests will be reviewed on a case-by-case basis and are not guaranteed.
4. Client Responsibilities
You agree to:
- Provide accurate, up-to-date information required to perform the services
- Respond promptly to communication so services can be completed on time
- Not use our services for illegal or harmful activities
Failure to communicate necessary information may delay project completion.
5. Intellectual Property
All content, branding, website designs, scripts, and materials created by Risk Raze remain our intellectual property unless a written agreement states otherwise.
Clients may use delivered materials for their business purposes but may not resell, distribute, or claim ownership of our proprietary content.
6. Compliance & Legal Use
You agree to use our services in compliance with all applicable laws, including but not limited to:
- Telemarketing laws
- Insurance industry regulations
- Advertising policies
- Privacy and data protection laws
We are not responsible for legal consequences arising from misuse of our services.
7. Limitation of Liability
Risk Raze is not liable for:
- Loss of profits
- Business interruption
- Data loss
- Any damages resulting from your reliance on our services
Our total liability for any claim will not exceed the amount you paid for the service in question.
8. No Guarantees
While we aim for the best results, we do not guarantee:
- A specific number of clients
- Revenue outcomes
- Success rates from marketing or appointment setting
All results vary based on market conditions, business operations, and external factors.
9. Termination
We reserve the right to suspend or terminate your access to our services if you:
- Violate these terms
- Misuse our services
- Fail to make required payments
You may terminate your use of our services at any time, but no refunds will be issued for completed or ongoing work.
10. Privacy Policy
Your use of our website is also governed by our Privacy Policy, which explains how we collect and use your data.
11. Changes to These Terms
We may update these Terms of Service at any time. Continued use of our website or services means you accept the updated terms.
12. A2P 10DLC Compliance
By using our website or services, you consent to receiving SMS communications from Risk Raze. These may include appointment reminders, service updates, marketing messages, and account-related notifications.
Your Consent
By submitting your phone number on our website or any of our forms, you agree to receive SMS messages. Message and data rates may apply.
Opt-Out
You may opt out at any time by replying STOP to any message. After opting out, you will no longer receive SMS communications unless you opt back in.
Help
For assistance, reply HELP or contact us at justin@riskraze.net.
Message Frequency
Message frequency varies based on service usage, marketing campaigns, and ongoing projects.
Data Usage
We do not sell or share your phone number. Your data is used only for communication related to services you request.
13. Contact Information
If you have questions about these Terms of Service or SMS compliance, contact us:
Risk Raze
Email: justin@riskraze.net
Website: www.riskraze.net
